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Operational Risk Manager (m/f/x)

St. Julian's, Malta


We are Zastrpay.

As an innovative, product-focused & leading cash payment provider, we have a mission: We bring cash to the digital world! Thanks to many years of experience in cash transactions, we developed a strong understanding of our customers' needs. We operate offices in St. Julian's, Malta as well as in Vienna, Austria and are duly licensed and regulated by the Malta Financial Services Authority (MFSA) as an e-money institution. We are member of the Prepaid Association of Germany (PVD).

Your Department - Legal, Compliance & AML 

We are currently looking for someone to join us on our mission and help us scale up. Will you be our next Risk Manager (m/f/x) ?

Some of the things that you will be doing: 

  • In order to ensure the smooth and secure operations of our business, you will shape and refine the current Risk Management Framework, therefore you will develop strategies, policies, and procedures that align with our risk appetite and regulatory requirements.
  • Tailoring to the unique risk management practices of Zastrpay, you will drive the continuous development and integration of an operational and reputational risk management framework.
  • You will take the reins in developing our Internal Control Framework, establishing key performance indicators (KPIs) and key risk indicators (KRIs) to ensure accountability and effectiveness. Provide expert guidance to the business and control functions, evaluating new systems, procedures, and services prior to implementation.
  • We are always looking to improve our product, so you will collaborate closely with other business units to identify and manage risk exposures stemming from new products, services, or initiatives. While working hand-in-hand with other teams to implement effective risk mitigation plans, you will play a pivotal role in cross-functional coordination.
  • By encouraging and empowering all members of the organization to actively engage in risk management practices, you will foster a proactive Risk Culture.

You will be a great fit if you have the following:

  • Bachelors Degree in  Business Administration or a related field of study as well as professional qualifications and certificates in risk management and operational risk management would be highly beneficial
  • Proficiency in working with industry-standard risk management tools and software, enabling efficient risk identification, analysis, and mitigation.
  • Sound knowledge of relevant regulatory frameworks and industry guidelines.
  • Strong analytical abilities and the aptitude to identify, assess, and manage risks effectively. Proven experience in developing risk mitigation strategies and implementing risk controls.
  • Exceptional verbal and written communication skills, enabling effective stakeholder management at all levels. The ability to convey complex risk concepts in a clear and concise manner is crucial.
  • Fluency in English is required for this role.  German language skills would be desirable but not mandatory.

What we offer:

  • Personal and Professional Growth.  We offer you opportunities to develop and grow to unlock your potential.
  • Competitive Package.  We care for our employees, offering an indefinite contract, competitive salary, private health and dental insurance, and subsidised parking.
  • On-site childcare.  We value all our employees, and we want to support them in the best way. We provide after-school access to our on-site childcare for children over 3 years of age.
  • Sports Incentive.  We want you to remain active and will subsidise your membership in the sport of your choice.
  • Events.  Sponsored charity and team gatherings, we like to have fun together as a team and reinforce our connections.
  • Supportive Environment.  We believe in collaboration and working together as a team, but we also give importance to the uniqueness of each one of us.

Think a career at Zastrpay is right for you? Apply now and join our dynamic team.

If you have any questions or comments about this role, our Talent Acquisition team is happy to help you! Feel free to reach out to us on our social media channels.

We look forward to your application!



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The greatest sporting teams reach victory through accountability and trust, and here at Tipico, we’re no different. Trust guides every move we make: how we act, operate, and treat our customers and colleagues. We rely on ethical transparency and integrity, so it’s our expectation for our people, products, and services. We trust you, too, giving you space to collaborate and create at pace, with impact. Your loyalty earns you freedom, so you can Maximise Spannung in every moment of your working life.



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Passion drives progress at Tipico. We challenge, reinvent, and push ourselves to define new levels of excellence. Our progress, in turn, drives your progress and development, as you build your knowledge of our industry, products, and technology. It’s not a guaranteed ticket to the top, but we’ll help you explore opportunities and grow with us. If you want it, seek it, and progress will happen. Show us your spirit to learn and get stronger every day!



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We are bound together as One Tipico by our passion. We have unstoppable hunger to win, driven to create moments of Spannung in our day-to-day lives. Whatever our personal interests - sport, science, fitness, gaming - we identify with each other through a shared spirit to seek victory in our actions. This is part of Tipico’s DNA - and we thrive by channeling our passion into our profession.